and/or your free Experian membership (as applicable) is based on FICO Score 8, unless otherwise noted. In addition to the FICO Score 8, ECS may offer and provide other base or industry-specific FICO Scores (such as FICO Auto Scores and FICO Bankcard Scores).
The other FICO Scores made available are calculated from versions of the base and industry-specific FICO Score models.
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For some consumers, however, the credit rating of FICO Score 8 (or other FICO Score) could vary from the score used by your lender.
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In 2014, Time reported on research that found 54 percent of college students had “sent or received ‘sexually explicit text messages or images’ when they were under age 18,” most of it flirtatious or within their romantic relationships.
For teenagers, sexting may seem a bit racy and exciting, but most of them don’t realize the dangers associated with the behavior.
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As a parent, you might not think much of it; after all, they’re probably making plans, gossiping, or flirting.
Unfortunately, that flirting might not be as innocent as you think.